Cost of Braces

We believe every child deserves a healthy, confident smile, and every family deserves care from a board-certified orthodontist they can trust.

At Headwaters Orthodontics, we offer flexible, transparent financing for braces with no hidden fees and interest-free payment plans.

A reception area with a curved counter and chairs.

Paying for Braces

We’re intentionally flexible with our financing options. Here's what you can expect:

  • 0% interest, in-house financing
  • Customized monthly payments, typically ranging from $150 - $250
  • Flexible down payment options
  • Extended payment timelines to fit your budget
  • Help applying your FSA or HSA to orthodontic treatment

What is the average cost of braces?

Every treatment is personalized, so your total braces cost will vary based on your individual treatment needs.

During your complimentary consultation, we’ll explain your options, apply insurance and discounts, and build a flexible plan that fits your budget. 

Most families pay between $150–$250 per month.

What is the cost of braces with insurance?

We’ll:

Dental insurance can significantly reduce the total cost of braces. If you have insurance, our team will walk you through the process. 

  • Review your orthodontic benefits with you
  • File claims on your behalf
  • Help you maximize your available benefit


Are braces FSA/HSA eligible?


Yes! You can use your Health Savings Account (HSA) or Flexible Spending Account (FSA) for braces.

Our team is happy to help you apply your FSA or HSA funds and answer any questions along the way.

Cost of Braces

Savings for Our Local Families

We’re proud to support families throughout Bozeman and the Gallatin Valley with special savings for our community:

  • Pay-in-full savings  
  • Family member discounts  
  • Military discount
  • Teacher discount
  • First responders & healthcare discounts

A Comfortable, Pressure-Free Start

Your complimentary consultation is designed to give you clarity and confidence.We’ll answer your questions, explain your options, and build a plan that works for your timeline, your goals, and your budget.When you’re ready, we’ll be right here to help you get started.