Financing Orthodontics & Insurance Info
At Headwaters Orthodontics, we start by listening to your goals, your concerns, and what life looks like for your family.
We know Bozeman’s cost of living continues to rise, and we’re committed to working with families to make high-quality orthodontic care feel realistic, manageable, and stress-free.
Our approach is flexible, transparent, and always centered around what works best for you.

Paying for orthodontics: What to Expect
During your complimentary consultation, Dr. Snider will evaluate your smile, answer your questions, and talk through treatment options for you or your child.
From there, our team will review your total orthodontic cost and walk through financing options that align with your budget and goals.
You’ll leave knowing:
- What treatment is recommended (and why)
- What your total cost looks like
- How we can structure payments to make it manageable

What is the cost of orthodontics?
Your total orthodontics cost will be calculated based on your individual treatment needs.
Once your smile exam is complete, we’ll work together to customize a financing plan for braces or clear aligners with:
- 0% interest, in-house financing
- Customized monthly payments, typically ranging from $150 - $250
- Lower down payment options when needed
- Extended payment timelines to fit your budget
- Help applying your FSA or HSA to orthodontic treatment
We’re intentionally flexible when it comes to financing. Our team will do everything we can to create a plan that works for you.
Savings & Community Discounts
Caring for our community is part of who we are.
We’re proud to offer:
- Pay-in-full savings
- Family member discounts
- Local hero discounts for military members, teachers, and more

Orthodontic Insurance Made Simple
We're happy to help you maximize your orthodontic insurance benefits.
Our team will:
- Review your orthodontic insurance benefits
- File claims on your behalf
- Apply any available benefits directly to your treatment cost
Just bring your insurance information to your consultation, and we’ll take care of the paperwork.

